We at UPay know that (you) our users care about how (their) your personal information is used and shared, and we take your privacy seriously. Please read the following to learn more about our privacy policy. By visiting or using the Website or Services in any way, you acknowledge that you accept the practices and policies described in this Privacy Policy, and you hereby consent to our collection, use and share your information in the following ways. All capitalized terms used herein without definition shall have the meaning given to them in the Company's Terms of Service.

WHAT DOES THIS PRIVACY POLICY COVER?

This Privacy Policy covers our treatment of personally identifiable information (“Personal Information”) that we collect when you access or use our Services. This policy does not apply to the practices of companies that we do not own or control, or to people that we do not employ or manage.

We do not knowingly collect or solicit personal information from anyone under the age of 13 or knowingly permit such persons to register for the Services (as that term is defined in our Terms of Service). If you are under 13, please do not attempt to register for the Services or send any information about yourself to us, including your name, address, telephone number or email address. No one under the age of 13 may provide any personal information to us or on the Services. If we learn that we have collected personal information from a child under 13 without verification of parental consent, we will delete that information as soon as possible. If you believe we might have any information from or about a child under 13, please contact us at info@upay.co.ma.

We collect different types of personal information from our users, as explained in more detail below. We may use this personal information to personalize and improve our services, to allow our users to create a user account and profile, to contact users, to respond to your requests for certain products and services, to analyze how users use the Services, and as otherwise described in this Privacy Policy. We may share certain types of personal information with third parties, as described below.

WILL THE COMPANY SHARE ANY PERSONAL INFORMATION IT RECEIVES?

We do not rent or sell your personal information in personally identifiable form to anyone. However, we share your personal information with third parties as described

IS MY PERSONAL INFORMATION SECURE?

Your account is password protected for your privacy and security. If you access your account through a third-party site or service, you may have additional or different login protections through that third-party site or service. You must prevent unauthorized access to your account and personal information by selecting and protecting your password and/or other login mechanism. appropriately and limiting access to your computer or device and browser by logging out once you have finished accessing your account.

We strive to protect the privacy of your account and other personal information we hold in our records, but cannot guarantee complete security. Unauthorized entry or use, hardware or software failure, and other factors may compromise the security of user information at any time.

The Services may contain links to other sites. We are not responsible for the privacy policies and/or practices of other sites. When you follow a link to another site, you should read that site's privacy policy.

WHAT PERSONAL INFORMATION CAN I ACCESS?

Through your account settings, you can access the following information that you have provided to us and, in some cases, modify or delete it:

- Name, user ID and password

- E-mail address

- Location

- Payment information

- Bank account information, user profile information, including images and videos you have uploaded to the site

The information you can view, update, and delete may change as the Services change. If you have any questions about viewing or updating the information we have about you, please contact us at info@upay.co.ma

CHANGES TO THIS PRIVACY POLICY

We may change this Privacy Policy from time to time. If we make changes to the way we use personal information, we will notify you (for example, by email or a login notification or other means). By continuing to use the Service after those changes become effective, you agree to be bound by the revised Privacy Policy; if you do not agree to the change, simply do not use the Service after the change becomes effective, in which case the change will not apply to you.

QUESTIONS OR CONCERNS

If you have any questions or concerns regarding our privacy policies, please send us a detailed message at info@upay.co.ma, and we will try to resolve your issues.

We declare that no third party can have access to any information on your device. It is also the prerogative of the user to allow or deny the "Access to all files" permission. Changes to this privacy policy, if any, will be notified on the apps and this policy came into effect on January 01, 2020.

You can also, for legitimate reasons, oppose the processing of data concerning you. This collection is authorized by the CNDP under the number D-CE-233/2020 within the framework of compliance with the provisions of the law 09-08 on the subject.